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We believe in farmers and their vision - our agricultural loans make it possible.

Loans

Farm sector loans

Farm loans are meant to provide farmers with the essential financial aid that helps in carrying out farming or agricultural and related activities. The loan application and approval process under this category is very simple with minimum formalities. Have a glance at the various kinds of loan schemes under this farm loan sector.

Schemes Available

Rewards

Normal lending (Ordinary Loan)

Features & Benefits

  • Rs.3.0 lakhs
  • All agrl.purposes
  • 5 to 10 yrs Repayment Period
Rewards

Farm sector scheme

Features & Benefits

  • Rs.1 crore
  • All agrl.purposes (LD, MI, FM, P&H, Floriculture, Medicinal plants, AH, Fisheries /ornamental fisheries, Bio-gas, Apiary, Agrl. Machinery /processing equipments, Godowns etc.)
  • 3 to 15 yrs Repayment Period
Rewards

Agrl. Land purchase scheme

Features & Benefits

  • Rs. 1 crore
  • Purchase of agricultural land
  • Up to 12 yrs Repayment Period
Rewards

Homestead farming

Features & Benefits

  • Rs. 5.0 lakhs
  • All agrl. purposes
  • 3 - 10 yrs Repayment Period
Rewards

Kissan Samrudhi Scheme (KSS)

Features & Benefits

  • Rs.10,00,000
  • Agriculture and allied activities
  • Up to 5 years Repayment Period
Rewards

Haritha Hybrid Scheme

Features & Benefits

  • Rs. 1 crore
  • Agriculture and allied activities /FM
  • Up to 9 yrs Repayment Period
Rewards

Agri-clinic and agri-business centers

Features & Benefits

  • Rs. 20.0 lakhs
  • To create self-employment opportunities to unemployed agricultural graduates and to provide expert advice and services to farmers.
  • 5-10 years Repayment Period
Rewards

Two-wheelers (Under ARF (FS)) New vehicles only.

Features & Benefits

  • 85% of total cost.
  • To agriculturists for cost effective transportation.
  • 2-5 yrs Repayment Period
Rewards

Joint Liability Group loan

Features & Benefits

  • Rs. 50,000 per person
  • All purposes except housing.
  • 3 yrs to 5 yrs