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c a r d b a N k

We believe in farmers and their vision - our agricultural loans make it possible.

Farm sector
loans

Homestead farming,Kissan Samrudhi,Agri-clinic and agri-business centers...

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* In a free hour, when our power.

From 6 - 9.9% p.a

High Repayment Tenure

Non-farm sector
loans

Enterprise loan scheme,Education loans...

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* In a free hour, when our power.

From 6 - 9.9% p.a

High Repayment Tenure

Rural housing
loans

Housing-construction of new house/ purchase,Housing-Renovation...

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* In a free hour, when our power.

From 6 - 9.9% p.a

High Repayment Tenure

Gold
loans

Gold Pledge loan ..

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* In a free hour, when our power.

From 6 - 9.9% p.a

High Repayment Tenure

Personal
loans

Cash Credit facility,CARD Bank marriage assistance loan...

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* In a free hour, when our power.

From 6 - 9.9% p.a

High Repayment Tenure

Short term
loans

Pilgrimage Loan Scheme,Personal Loan Scheme...

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* In a free hour, when our power.

From 6 - 9.9% p.a

High Repayment Tenure

Get Out of Debt Faster

Make Payment

FARM SECTOR LOANS

Farm loans are meant to provide farmers with the essential financial aid that helps in carrying out farming or agricultural and related activities.

NON-FARM SECTOR LOANS

Non-farm sector loans are the financial aid offered by this bank for the purposes other than agricultural activities and farming

Flexible EMI Calculator Online

Easily calculate your equated monthly instalment online.

  • Home Loan

  • Personal Loan

  • Vehicle Loan

Loan Amount

₹

Loan Term (Years)

Yrs

Interest Rate

%

Your Monthly EMI

₹

Apply Online

Loan Products At A Glance

Salient Features Of The Loan Products Are Given Below

Normal lending (Ordinary Loan)

All agrl.purposes

  • Rs.3.0 lakhs
  • Repayment period, 5 to 10 yrs

Farm sector scheme

All agrl.purposes

  • Rs.1 crore
  • Repayment period, 3 to 15 yrs

Agrl. Land purchase scheme

Purchase of agricultural land

  • Rs.1 crore
  • Repayment period, Up to 12 yrs

Homestead farming

All agrl.purposes

  • Rs. 5.0 lakhs
  • Repayment period, 3 to 10 yrs

Kissan Samrudhi Scheme

Agriculture and allied activities

  • Rs.10,00,000
  • Repayment period, 5 to 10 yrs

Housing-construction

Construction of new house, purchase of house

  • Rs. 20.0 lakhs
  • Repayment period, Up to 15 yrs

Enterprise loan scheme

All manufacturing, processing, marketing and service activities

  • Rs. 1 crore
  • Repayment period, 2 to 10 yrs.

Education loans

All approved courses.

  • Rs.10.0 lakhs inside India. Rs 20.0 lakhs abroad.
  • Repayment period, Up to 10 yrs.

Gold Pledge loan

Crop loan, farm purposes

  • Rs.10.0 lakhs
  • Repayment period, Max 1 yr.

CARD Bank marriage assistance loan

Purchase of gold ornaments

  • Rs. 500000.0
  • Repayment period, 24-60 months

Personal Loan Scheme

To meet various financial requirements

  • Rs.1,00,000
  • Repayment period, 1 year

Kissan Samrudhi Scheme-Plus

Agriculture and allied activities /JLG/Agro Processing

  • Rs.10,00,000
  • Repayment period, 7 years

Partnership With Card Banks:

ALATHUR

ALUVA

CHALAKKUDY

CHANGANASSERY

CHERTHALA

ERNAD

HOSDURG

IDUKKI

KANAYANNUR

KANJIRAPALLY

KASARAGOD

KOCHI

KONDOTTY

KOTTAYAM

KUNNATHUNADU

MALANAD

MEENACHIL

NILAMBUR

OTTAPPALAM

PALAKKAD

PARAVOOR

PAYYANNUR

PEERUMEDU

PERINTHALMANNA

PONNANI

RANNI

THIRURANGADI

TIRUR

VAIKOM

VATAKARA

VELLARIKUNDU

TALIPARAMBA

KOIYLANDY

IRITTY

THALASSERY

KOZHIKODE

SUBSIDY SCHEMES IMPLEMENTED BY THE BANK

The Bank is implementing various subsidy/relief schemes for promoting Agriculture and providing investment as well as interest relief to its prompt borrowers

  • Dairy Entrepreneur
    Development Scheme

    DEDS

    The main objectives are

    • To promote setting up of modern dairy farms for production of clean milk
    • To encourage heifer calf rearing, thereby conserving good breeding stock
    • To upgrade the quality and traditional technology to handle milk on a commercial scale
    • To generate self-employment and provide infrastructure mainly for unorganised sector

  • National Livestock
    Mission

    NLM

    Sub Components

    • Poultry Venture Capital Fund (PVCF-EDEG)
    • Integrated Development of Small Ruminants and Rabbits (IDSRR)
    • Pig Development (PD)
    • Salvaging of Male Buffalo Calves (SMBC)

  • NORKA Department Project for
    Rehabilitation of Return Emigrants

    NDPREM

    General Guidelines

    • NORKA Department Project for Rehabilitation of Return Emigrants (NDPREM) is implemented by Government of Kerala
    • Selection of beneficiaries will be done by the NORKA ROOTS after conducting orientation & training camps for those who register under NDPREM scheme .

  • Education Loan Repayment
    Support Scheme

    ELRS

    General Guidelines

    • Education Loan Repayment Support Scheme, is implemented by theGovernment of Kerala w.e.f 01/04/2016.
    • The scheme provides Government support to those who availed of education loan and find it extremely difficult to repay the education loan debts after the completion of their course.

Apply for loans from your deposits

Low interest rates

Up to Rs.1,00,000 in 1 year re-payment period

Deposit Linked Loans

The Bank is providing short terms loans with low interest rates linked to fixed deposits of the customers, which allowes them to meet various financial requirements.

Online Apply

Have queries? Click below link

faq’s

Few Interesting facts

Grow your farm, cultivate your future with our agricultural loan products.

Our Network

32 Branches around Kerala.

Customers

From seed to harvest, we're here to help

Employee

Our team, your growth

Subsidy Schemes

Maximize your farm's potential with our loan subsidies.

Subsidy Schemes

National Livestock Mission (NLM)

PVCF-EDEG

Poultry Venture Capital Fund

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IDSRR

Integrated Development of Small Ruminants and Rabbits

Know More

PD

Pig Development

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SMBC

Salvaging of Male Buffalo Calves

Know More
View All Schemes

Agri gateway

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